JP PHOTOGRAPHIC LIMITED
Company number 04731146 · Monitor this company
Executive summary
JP Photographic Limited is a debt-free, cash-rich portrait photography business with shareholders' funds of £1,081,489, cash of £822,800 and a current ratio of 8.26x — a balance sheet that comfortably supports approval of facilities up to £250,000. Ten years of uninterrupted reserves growth, near-zero trade debtors and a stable two-director ownership structure make this a low-risk credit, subject to obtaining management accounts and clarifying the £80,224 tax creditor before drawdown. The main structural weaknesses are scale (eight employees), key-person concentration and discretionary consumer sector exposure — none of which are mitigated by leverage, but all of which are comfortably absorbed by the existing liquidity buffer.
Shareholders' funds
£1,081,489
Balance sheet as at 2025-04-30
Overview
- Company type
- Private Limited Company
- Incorporated
- 2003-04-11
- Employees
- 8 (2025 accounts)
- Registered office
- 88 Boundary Road, Hove, East Sussex, United Kingdom, BN3 7GA
- Postcode
- BN3 7GA
- Capital
- 100 GBP
- Accounts category
- Total Exemption Full
Accounts
- Last made up to
- 2025-04-30
- Next due by
- 2027-01-31
- Financial year end
- 30 April
Confirmation statement
- Last statement dated
- 2026-04-11
- Next due by
- 2027-04-25
Nature of business (SIC)
- 74201 Portrait photographic activities
Officers 3 current · 3 resigned
Data protection registration
Registered with the ICO as a data protection fee payer — ZA326458 (Tier 1), registered since 2018.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Previous registered addresses 2
| Address | Changed on |
|---|---|
| 1ST FLOOR 30 CHURCH ROAD, BURGESS HILL, WEST SUSSEX, RH15 9AE | 2017-06-01 |
| 88 BOUNDARY ROAD,, HOVE, EAST SUSSEX, BN3 7GA | 2015-03-18 |
Among its peers
Top 10%
by shareholders' funds, of 18 similar companies in BN
2nd largest employer among its local peers (8 staff).
The oldest of its local peers, trading since 2003.
Competitors Brighton
This company ranks 1 among portrait photographic activities in Brighton.
The class of 2003
38%
of the 163,090 companies incorporated in 2003 are still active today; 60% have since been dissolved.
A fact about the year, not a forecast for this company.
Property in England & Wales 2 titles
- Leasehold
- 2
- Most recent registration
- 2023-12-15
- Price paid, where recorded
- £255,000
- Where
- Brighton And Hove (1), West Sussex (1)
| Title number | County | Tenure | Registered | Price paid |
|---|---|---|---|---|
| ESX399435 | Brighton And Hove | Leasehold | 2023-12-15 | £255,000 |
| WSX347315 | West Sussex | Leasehold | 2011-12-21 | — |
For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).
Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.