DEBIT FINANCE COLLECTIONS PLC

Company number 03422873 ·

Active

Executive summary

Debit Finance Collections PLC leverages 25+ years of specialised direct debit collection expertise in the UK fitness and leisure sector to maintain a defensible niche position, though its strategic autonomy is significantly constrained by Transserv UK Limited's controlling ownership and its unusually thin £30 share capital base. Growth potential lies in vertical expansion beyond fitness, technology-driven scalability, and post-pandemic market consolidation, but the company must urgently address competitive disruption from integrated platform providers, client concentration risk in a discretionary sector, and governance uncertainties following recent board changes. The path forward requires either doubling down on sector specialisation with enhanced technology investment or executing a deliberate diversification strategy to broaden the addressable market.

Read the full AI analysis →

Overview

Company type
Public Limited Company
Incorporated
1997-08-21
Registered office
1st Floor Central Square South, Orchard Street, Newcastle Upon Tyne, United Kingdom, NE1 3AZ
Postcode
NE1 3AZ
Capital
30 GBP
Accounts category
Audit Exemption Subsidiary
Charges
2 outstanding

Accounts

Last made up to
2025-12-31
Next due by
2027-06-30
Financial year end
31 December

Confirmation statement

Last statement dated
2026-08-21
Next due by
2027-09-04
View filing history →

Nature of business (SIC)

  • 64929 Other credit granting not elsewhere classified

Officers 3 current · 26 resigned

Subscribers only Director
Subscribers only Appointed 2023-10-19
Subscribers only Secretary
Appointed 2023-02-08
Subscribers only Director
Appointed 2023-02-08

View all officers and resignations →

Group structure

Controlled by TRANSSERV UK LIMITED — since 2016-04-06

From persons-with-significant-control filings on the public register.

Public contracts won 1

£110,070 total awarded value where published.

Contains public sector information licensed under the Open Government Licence v3.0 (Contracts Finder).

Licensed visa sponsor

Licensed by the Home Office to sponsor worker visas: Global Business Mobility: Senior or Specialist Worker (Worker (A rating)), Skilled Worker (Worker (A rating)).

Matched by registered name to the register of licensed sponsors (Home Office, updated daily) — check the register itself before relying on it. Contains public sector information licensed under the Open Government Licence v3.0.

Data protection registration

Registered with the ICO as a data protection fee payer — Z504594X (Tier 2), registered since 2000.

Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.

Gender pay gap

19.04%

Women's median hourly pay below men's, 2025/26 · around the middle of the pack for parity

View pay gap →

Contact details

Website
debitfinance.co.uk
Phone
01908 752 078, 01908 752 079, 0228606649045

Direct Debit collections for gyms, leisure centres and health and fitness businesses. Let us manage membership collections so you can focus on growth.

Previous company names

NameDate changed
LEISURE FINANCE (D.D.) PLC2000-05-03

Previous registered addresses 7

AddressChanged on
MAZARS LLP THE PINNACLE, 160 MIDSUMMER BOULEVARD, MILTON KEYNES, BUCKINGHAMSHIRE, MK9 1FF, UNITED KINGDOM2013-09-20
MAZARS LLP, THE ATRIUM, PARK STREET WEST, LUTON, BEDFORDSHIRE, LU1 3BE2012-07-02
MAZARS THE ATRIUM, PARK STREET WEST, LUTON, BEDFORDSHIRE LU1 3BE2005-08-30
MAZARS THE ATRIUM, PARK STREET WEST, LUTON, BEDFORDSHIRE LU1 3BE2003-07-11
1 TELFORD WAY, LUTON, BEDFORDSHIRE LU1 1HT2003-07-10
BERMUDA HOUSE 45 HIGH STREET, HAMPTON WICK, KINGSTON UPON THAMES, SURREY KT1 4EH2000-09-18
TEMPLE CHAMBERS, TEMPLE AVENUE, LONDON, EC4Y 0HP1997-09-05

Among its peers

The oldest

of 19 similar companies in NE, trading since 1997

21 companies are registered at this postcode →

The class of 1997

43%

of the 50,528 companies incorporated in 1997 are still active today; 54% have since been dissolved.

A fact about the year, not a forecast for this company.

Survival rates for every incorporation year →

Property in England & Wales 1 title

Leasehold
1
Most recent registration
2021-07-26
Where
Tyne And Wear
Title numberCounty Tenure RegisteredPrice paid
TY582437 Tyne And Wear Leasehold 2021-07-26 —

For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).

Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.

This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.