COGNITIVE CREDIT LIMITED
Company number 11124276 · Monitor this company
Executive summary
Cognitive Credit Limited is a small UK fintech and credit-data analytics provider operating under SIC 74909, with specialised real-time bond and loan market insights but modest scale relative to larger data vendors. Its finances show significant historical equity investment alongside persistent accumulated losses, declining net assets from £3.96m to £0.76m, and reduced cash reserves, though a growing deferred income book suggests recurring subscription revenue. The company remains a niche player facing pressure to fund technology investment while managing liquidity and creditor growth.
Shareholders' funds
£18,943,754
Balance sheet as at 2025-12-31
Overview
- Company type
- Private Limited Company
- Incorporated
- 2017-12-22
- Employees
- 38 (2025 accounts · was 43 in 2024)
- Registered office
- Suite 8 2nd Floor, 43-45 High Road, Bushey Heath, England, WD23 1EE
- Postcode
- WD23 1EE
- Capital
- 3 GBP
- Accounts category
- Total Exemption Full
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2025-12-31
- Next due by
- 2027-09-30
- Financial year end
- 31 December
Confirmation statement
- Last statement dated
- 2025-11-26
- Next due by
- 2026-12-10
Nature of business (SIC)
- 74909 Other professional, scientific and technical activities not elsewhere classified
Officers 5 current · 1 resigned
Licensed visa sponsor
Licensed by the Home Office to sponsor worker visas: Scale-up (Worker (A rating)).
Matched by registered name to the register of licensed sponsors (Home Office, updated daily) — check the register itself before relying on it. Contains public sector information licensed under the Open Government Licence v3.0.
Contact details
- Website
- cognitivecredit.com
- Phone
- 078842505, 081191107
Real-time credit data, analytics and AI insights across public and private bond and loan markets. Book a demo to see it in action.
Among its peers
Top 1%
by shareholders' funds, of 330 similar companies in WD
3rd largest employer among its local peers (38 staff).
Trading since 2017.
Competitors Watford
This company ranks 1 among other professional, scientific and technical activities not elsewhere classified in Watford.
The class of 2017
30%
of the 8,130 companies in this sector incorporated in 2017 are still active today; 66% have since been dissolved.
A fact about the year, not a forecast for this company.