ATOM BANK PLC
Company number 08632552 · Monitor this company
Executive summary
Atom Bank has matured from a digital challenger into a structurally formidable lending institution, leveraging deep institutional backing from BBVA and Toscafund to fuel its high-yield mortgage and SME lending model. By capitalizing on its lean infrastructure and strategic investor synergies, the bank is well-positioned to capture market share from legacy incumbents, provided it successfully navigates its current leadership transition and manages the macroeconomic risks inherent to its asset-heavy strategy.
Overview
- Company type
- Public Limited Company
- Incorporated
- 2013-07-31
- Registered office
- The Pattern Shop, Sussex Street, Newcastle Upon Tyne, England, NE1 3PD
- Postcode
- NE1 3PD
- Capital
- 9 GBP
- Accounts category
- Full
- Charges
- 0 outstanding
Accounts
- Last made up to
- 2026-03-31
- Next due by
- 2027-09-30
- Financial year end
- 31 March
Confirmation statement
- Last statement dated
- 2026-06-25
- Next due by
- 2027-07-09
Nature of business (SIC)
- 64191 Banks
Officers 13 current · 17 resigned
Group structure 1 subsidiary
Controlled by ATOM HOLDCO PLC — since 2022-10-14
Controlled by Banco Bilbao Vizcaya Argentaria S.A. (VOLUME2,083,PAGE1ANDSHEETBI-17-A) — since 2016-04-06
From persons-with-significant-control filings on the public register.
Data protection registration
Registered with the ICO as a data protection fee payer — ZA106993 (Tier 3), registered since 2015.
Information Commissioner's Office register of fee payers, licensed under the Open Government Licence.
Gender pay gap
31.39%
Women's median hourly pay below men's, 2025/26 · in the bottom 10% for parity
Contact details
- Website
- atombank.co.uk
- Phone
- +44 2033004900, 01915949400, 03333990050
Savings accounts, a range of mortgages & business loans, you'll find it all with Atom bank. App-based and designed to be hassle-free. Download the app today.
Previous company names
| Name | Date changed |
|---|---|
| CROSSCO (1337) PLC | 2015-08-13 |
| CROSSCO (1337) LIMITED | 2014-03-20 |
Previous registered addresses 3
| Address | Changed on |
|---|---|
| NORTHUMBRIA HOUSE AYKLEY HEADS, DURHAM, DH1 5TS | 2017-08-31 |
| NO. 3 TOLPUDDLE STREET, ISLINGTON, LONDON, N1 0XT, ENGLAND | 2014-09-23 |
| ST ANN'S WHARF 112 QUAYSIDE, NEWCASTLE UPON TYNE, NE1 3DX, UNITED KINGDOM | 2014-03-19 |
Among its peers
Among the oldest 25%
of 1,920 similar companies in NE — measured against the wider sector, trading since 2013
The class of 2013
9%
of the 269 companies in this sector incorporated in 2013 are still active today; 89% have since been dissolved.
A fact about the year, not a forecast for this company.
Property in England & Wales 3 titles
- Freehold
- 2
- Leasehold
- 1
- Most recent registration
- 2026-01-30
- Price paid, where recorded
- £132,500
- Where
- West Midlands (1), Tyne And Wear (1), Northumberland (1)
| Title number | County | Tenure | Registered | Price paid |
|---|---|---|---|---|
| WM660052 | West Midlands | Freehold | 2026-01-30 | — |
| TY613561 | Tyne And Wear | Leasehold | 2025-09-03 | — |
| ND209425 | Northumberland | Freehold | 2024-07-31 | £132,500 |
For addresses and the authoritative register entry, use HM Land Registry's official search (£3 per title).
Information produced by HM Land Registry. © Crown copyright 2026. Dataset as at 2026-08.
This company's registered activities are in financial services. If it carries on regulated business, it should appear on the FCA's Financial Services Register — the official record of authorised firms.