Company Number: 13267473

Analysis Date: 2025-07-29 13:05 UTC

1. Risk Rating: MEDIUM
   The company shows increasing net assets and net current assets, indicating improving financial position. However, the significant rise in current liabilities and long-term creditors relative to current assets suggests potential liquidity pressure. The micro-entity size limits financial disclosure detail, which introduces some uncertainty.

2. Key Concerns:

• Rapid growth in current liabilities from £196k (2023) to £807k (2024) may strain short-term liquidity despite increased current assets.
• Increase in creditors due after more than one year from £38k to £92k indicates rising long-term debt obligations that need monitoring.
• Limited share capital (£1) and micro-entity reporting reduce transparency on profitability, cash flows, and contingencies.

3. Positive Indicators:

• Net assets have grown substantially from £32k (2023) to nearly £99k (2024), suggesting retained earnings or asset value growth.
• Net current assets remain positive, increasing from £8k to £57k, implying the company can cover short-term liabilities for now.
• Employee count has increased from 2 to 5, indicating operational expansion and possible revenue growth.

4. Due Diligence Notes:

• Review detailed cash flow trends and ageing of receivables/payables to assess liquidity beyond balance sheet snapshots.
• Investigate nature and terms of long-term creditors to understand debt servicing risks.
• Confirm the identity and role of controlling shareholders (Mr Sam Hadid and Mr Mohammed Samuel Islam Choudhry) for governance and related party transactions.
• Verify trading history given the company’s relatively recent incorporation (2021) and growth trajectory.
• Check for any overdue compliance filings or regulatory notices beyond available data.