Company Number: 15257793

Analysis Date: 2025-07-29 13:53 UTC

1. Risk Rating: HIGH
   Quantumia Ltd exhibits a high risk profile primarily due to its extremely limited financial resources, minimal net assets, and current liabilities nearly equal to current assets. The company is in its first financial year with negligible capital and working capital, indicating substantial vulnerability to cash flow disruptions.

2. Key Concerns:

   • Minimal Capital and Net Assets: With net assets of only £13 and called-up share capital of £1, the company has very limited financial buffer to absorb losses or meet unexpected expenses.
   • Working Capital Tightness: Current assets stand at £1,909 against current liabilities of £1,896, yielding a net current asset position of just £13. This leaves practically no margin for liquidity stress.
   • Early Stage with Limited Operating History: Incorporated in November 2023, the company has less than one year of trading history, making it difficult to assess operational sustainability or revenue generation reliability.

3. Positive Indicators:

   • Compliance with Filing Requirements: The company has filed its accounts and confirmation statements on time, indicating good regulatory compliance.
   • No Overdue Filings or Insolvency Status: There are no overdue filings, and the company is not in liquidation or administration, which suggests current adherence to statutory obligations.
   • Clear Ownership and Control: Ownership and control are consolidated under a single director and person with significant control, potentially enabling swift decision-making.

4. Due Diligence Notes:

   • Review Business Model and Revenue Streams: Investigate the company’s business operations given the SIC code (activities of other membership organizations not elsewhere classified) to understand revenue potential and sustainability.
   • Examine Cash Flow Forecasts and Funding Plans: Given the tight working capital, assess the company’s cash flow projections and any planned capital injections or credit facilities to support ongoing operations.
   • Director and Management Background: Conduct a background check on the sole director for prior business experience and any potential risk flags.
   • Contracts or Membership Agreements: Review any contractual obligations or membership agreements that underpin the company’s activities to evaluate operational risks.