Company Number: 12667551

Analysis Date: 2025-07-20 14:59 UTC

1. Risk Rating: LOW
   The company demonstrates positive net current assets, steady growth in shareholders’ funds over recent years, and timely filing of statutory accounts and confirmation statements. These factors suggest a low risk of insolvency or immediate liquidity issues.

2. Key Concerns:

• Small scale operation with only one employee on average, which may limit operational capacity and business continuity risk.
• Minimal share capital (£1.00) indicates limited equity buffer, though this is typical for micro-entities.
• Lack of detailed profit and loss data or cash flow statements restricts deeper assessment of operational profitability and cash generation.

3. Positive Indicators:

• Strong improvement in net current assets from negative £1,056 in 2021 to positive £37,635 in 2024, indicating better short-term liquidity management.
• Shareholders’ funds have increased substantially from £144 in 2020 to £38,817 in 2024, reflecting retained earnings or capital injections.
• Consistent and timely compliance with filing requirements, with no overdue accounts or confirmation statements.
• Active website presence with multiple contact points and social media, supporting business legitimacy and customer engagement.
• Director has been in position since incorporation with no reported disqualifications or regulatory issues.

4. Due Diligence Notes:

• Review detailed profit and loss accounts and cash flow statements (if available) to assess operational profitability trends and sustainability.
• Confirm the nature and quality of current assets (e.g., cash vs. receivables) to validate liquidity strength.
• Investigate client base diversity and contract stability given the company’s micro size and reliance on a single employee.
• Assess director’s background for any informal concerns despite no official disqualifications.
• Verify any contingent liabilities or off-balance-sheet obligations not captured in the micro-entity accounts.