Company Number: 15435559

Analysis Date: 2025-07-29 17:09 UTC

1. Risk Rating: LOW
   KHALY & CO. LIMITED exhibits a low risk profile based on the available data. The company is newly incorporated and active, with no overdue filings and positive net current assets, indicating an ability to meet short-term obligations.

2. Key Concerns:

1. Limited Financial History: Being incorporated in January 2024, the company has less than two years of financial data, which limits trend analysis and long-term stability assessment.
2. Modest Working Capital: The net current assets stand at £3,950, a relatively small buffer above current liabilities (£35,674), which could be tight if unexpected expenses arise.
3. Single Director and Shareholder Concentration: Xxxxxx Xxxxxxxxname shown to subscribers holds full control and is the sole director, which could raise governance concerns and dependency risk.

3. Positive Indicators:

1. Compliance and Governance: The company is up to date with all statutory filings, including accounts and confirmation statements, with no overdue documents or penalties.
2. Positive Shareholders’ Funds: The company shows positive equity (£5,837) with net assets exceeding current liabilities, indicating solvency at the balance sheet date.
3. Cash Position: The company holds a healthy cash balance (£37,734) relative to current liabilities, which supports liquidity.

4. Due Diligence Notes:

1. Review the business plan and revenue projections to better understand sustainability and growth prospects given the limited operating history.
2. Clarify the nature and terms of the £30,056 classified as "other creditors" to assess any contingent liabilities or related-party transactions.
3. Assess the director’s experience and capacity to manage governance risks given sole control and operational responsibility.