Company Number: 14071065

Analysis Date: 2025-07-29 15:42 UTC

1. Risk Rating: HIGH
   The company’s financial data indicates significant solvency and liquidity concerns. The presence of substantial creditors falling due after more than one year (£45,312 in 2024) that exceed current assets, coupled with negative net assets reported (-£29,758), suggests the company is financially distressed and may struggle to meet long-term obligations.

2. Key Concerns:

• Negative net assets and shareholders’ funds highlight insolvency risk, with liabilities exceeding total assets.
• Current liabilities are substantial compared to current assets, raising liquidity and cash flow issues.
• Minimal fixed assets and low employee count (average 1 employee) imply limited operational scale and potential difficulty sustaining the business.

3. Positive Indicators:

• The company is compliant with filing deadlines for accounts and confirmation statements, indicating regulatory adherence.
• Directors are clearly identified with no evident disqualifications or governance issues.
• The company is relatively new (incorporated in 2022), which may suggest initial growth phase, though financials do not yet show positive momentum.

4. Due Diligence Notes:

• Investigate the nature and terms of the creditors reported as falling due after more than one year to assess repayment risks and any restructuring plans.
• Review cash flow statements and management accounts (if available) to better understand operational liquidity and working capital management.
• Clarify the business model and revenue streams given the limited asset base and employee count to evaluate sustainability.
• Examine any contingent liabilities or off-balance sheet obligations that could exacerbate financial risk.
• Confirm that no director disqualifications or regulatory investigations exist beyond the data provided.