Company Number: 13011056

Analysis Date: 2025-07-29 14:44 UTC

1. Credit Opinion: DECLINE
   Arcane Group Ltd is a micro-entity with minimal financial data available. Its latest accounts filed are overdue since August 2023, raising concerns about financial reporting discipline. The company has no employees and very limited assets (£24,594 net current assets), suggesting a very small or dormant operational footprint. Lack of turnover, profit data, or cash flow information, coupled with no evidence of trading activity or financial growth, means the company’s ability to service any credit facilities cannot be demonstrated. This, along with overdue accounts, indicates elevated credit risk and insufficient financial transparency to support lending.

2. Financial Strength:
   The balance sheet shows only current assets of £24,594 and net assets of the same amount as of November 2021. There are no fixed assets or liabilities reported. The share capital is nominal (£200), and shareholders' funds equal net assets, indicating no retained earnings or reserves. Absence of reported turnover, profit, or cash balances limits assessment but the small asset base and zero employees suggest minimal business activity. The financial position appears weak and static with no signs of growth or capital investment.

3. Cash Flow Assessment:
   No cash flow or profit and loss data is provided. The net current assets equal current assets (implying no current liabilities), but the actual liquidity and working capital position are unclear without detailed cash or debtor/creditor breakdowns. No employees reduce payroll obligations, but operational cash requirements and income streams are unknown. The absence of filed recent accounts and overdue filings further obscure current liquidity status. Overall, cash flow assessment is not possible, raising concerns about operational viability.

4. Monitoring Points:

• Timely filing of overdue accounts and future financial statements to improve transparency.
• Evidence of trading activity and revenue generation in subsequent periods.
• Cash and working capital metrics once updated accounts are filed.
• Any changes in director or ownership structure that may impact governance.
• Monitoring the company’s ability to meet future payment obligations if credit is extended.