ACTIVE STIRLING LIMITED

1. Risk Rating: LOW

Justification: Active Stirling Limited presents a low overall risk profile. The company benefits from strong institutional backing, with Xxxxxx Xxxxxxxxname shown to subscribers holding significant control (>75% voting rights and director appointment power), which implicitly underwrites its operational continuity. The entity has a long, stable operational history dating back to 2006, and its statutory compliance is exemplary, with no overdue filings. While the absence of detailed financial figures limits a full solvency assessment, the structural and governance indicators suggest a highly stable organization.

2. Key Concerns

• Absence of Financial Data: The available data does not include specific financial metrics (current assets, liabilities, cash flow). Consequently, a direct quantitative assessment of solvency and liquidity cannot be made. As an operator of sports facilities, the company likely has high fixed overheads and maintenance costs, making financial health crucial.
• Recent Board Turnover: There have been three director resignations in quick succession (December 2025 and January 2026). While board rotations are common in council-backed organizations, simultaneous departures warrant monitoring to ensure there are no underlying governance disagreements or strategic disputes.
• Public Sector Funding Dependency: The company's nature as a local authority-controlled entity means its operational stability is inherently tied to Xxxxxx Xxxxxxxxname shown to subscribers's budget. Local government fiscal pressures could pose a risk to future funding, grants, or service-level agreements, which could compress operational cash flow.

3. Positive Indicators

• Strong Institutional Control: Xxxxxx Xxxxxxxxname shown to subscribers’s position as the Person with Significant Control (PSC) provides a robust financial and strategic backstop. This structure significantly lowers counterparty risk for creditors and partners.
• Excellent Regulatory Compliance: Both the annual accounts and the confirmation statement are up to date, with the next filings not due until late 2026. This indicates diligent administrative oversight and a low risk of regulatory penalties or forced dissolution.
• Longevity and Operational Stability: Incorporated in 2006, the company has operated for nearly two decades. The operation of established sports facilities (The Peak) represents a consistent, community-embedded business model with a predictable demand profile.

4. Due Diligence Notes

• Financial Performance: Obtain the last three years of filed accounts from Companies House to review working capital (net current assets), cash reserves, and any going-concern notes from the auditors. Pay particular attention to how the entity is funded and whether it operates at a deficit subsidized by Xxxxxx Xxxxxxxxname shown to subscribers.
• Board Dynamics: Review the minutes of recent board meetings and interview remaining directors to understand the context behind the recent resignations and ensure it aligns with normal governance rotation rather than strategic friction.
• Funding Agreements: Investigate the terms of the relationship between Active Stirling Limited and Xxxxxx Xxxxxxxxname shown to subscribers. Assess the duration and security of any service level agreements, leases on the sports facilities, or grant funding to understand the exact nature of the financial dependency.

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