7LOOP LIMITED

1. Risk Rating: MEDIUM

Justification: 7LOOP LIMITED is an active private company with no insolvency proceedings and no overdue statutory filings. However, it was incorporated on 20 January 2026 and has not yet filed any statutory accounts, so there is no financial history from which to assess solvency, liquidity, or profitability. Ownership and control are concentrated in a single individual, which adds key-person and governance risk.

2. Key Concerns

• No financial track record: The company’s first accounts are not due until 20 October 2027. No balance sheet, profit and loss, or cash flow data is available, meaning solvency and liquidity cannot be evaluated from filed evidence.
• Concentrated control: One individual holds more than 75% of the shares, more than 75% of the voting rights, and the right to appoint and remove directors. This creates single-point dependency and limited formal checks on decision-making.
• Limited operating history: Incorporated recently, with no demonstrated trading record, customer base, or revenue history provided in the data. The sustainability of the business model has not yet been evidenced through public filings.

3. Positive Indicators

• Active and compliant status: The company is active, not in liquidation, administration, or receivership, and neither its accounts nor confirmation statement are overdue.
• Service-oriented activities: The SIC codes (business and domestic software development, IT consultancy, and other engineering activities) suggest a model that may require limited fixed-asset investment.
• Physical registered office: The company maintains a registered address in Birmingham, which supports a tangible operational presence.

4. Due Diligence Notes

• Request internal management accounts or cash flow forecasts covering the period since incorporation to assess current cash position and trading performance.
• Establish the source of working capital to date (e.g., share capital, director funding, or early customer receipts).
• Verify the nature of the registered office at 74 Shopton Road, Birmingham, and confirm the actual trading address if different.
• Review customer contracts, pipeline, and revenue concentration given the consultancy-focused SIC codes.
• Assess whether the business depends on the sole director for service delivery or client relationships, and identify any key employees or contractors.
• Confirm the company’s intended accounting reference date and whether it qualifies as a micro-entity for future filing purposes.