{"name":"S & T ASSOCIATES LIMITED","company_number":"05199274","status":"Active","type":"Private Limited Company","incorporated":"2004-08-06","dissolved":null,"registered_office":"29 Station Road, Steeton, Keighley, West Yorkshire, England, BD20 6RL","postcode":"BD20 6RL","sic_codes":[{"code":46160,"description":"Agents involved in the sale of textiles, clothing, fur, footwear and leather goods"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Micro","year_end":"31 December","last_made_up_to":"2025-12-31","next_due":"2027-09-30"},"employees":{"count":1,"accounts_date":"2025-12-31"},"financials":[{"financial_date":"2025-12-31","net_assets":22531,"average_employees":1},{"financial_date":"2024-12-31","net_assets":29139,"average_employees":1},{"financial_date":"2023-12-31","net_assets":132238,"average_employees":1},{"financial_date":"2022-12-31","net_assets":140468},{"financial_date":"2021-12-31","net_assets":159693}],"officers":{"current":1,"resigned":4,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"S & T Associates Limited presents an elevated credit risk due to a catastrophic 78% decline in net assets in the most recent financial year, continuing a sustained downward trajectory since 2020. While the company remains solvent with negligible liabilities, the severely diminished asset base of £29,139 provides minimal buffer for debt servicing or adverse trading conditions. Any credit facility should be conditional on receipt of full management accounts explaining the asset erosion, personal guarantees from the controlling shareholders, and strict financial covenants with net asset floors.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/s-t-associates-2","people":"https://www.companiesintheuk.co.uk/company/s-t-associates-2/people","filing_history":"https://www.companiesintheuk.co.uk/company/s-t-associates-2/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/05199274","financials":"https://www.companiesintheuk.co.uk/company/s-t-associates-2/financial","control":"https://www.companiesintheuk.co.uk/company/s-t-associates-2/control","ai_analysis":"https://www.companiesintheuk.co.uk/company/s-t-associates-2/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/s-t-associates-2"}