{"name":"PREMIUM CREDIT LIMITED","company_number":"02015200","status":"Active","type":"Private Limited Company","incorporated":"1986-04-29","dissolved":null,"registered_office":"Ermyn House, Ermyn Way, Leatherhead, England, KT22 8UX","postcode":"KT22 8UX","sic_codes":[{"code":64921,"description":"Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors"}],"principal_activity":null,"previous_names":[{"name":"BEAMSHIP LIMITED","changed_on":"1988-07-08"}],"warnings":[],"accounts":{"category":"Full","year_end":"31 December","last_made_up_to":"2025-12-31","next_due":"2027-09-30"},"employees":null,"financials":[],"officers":{"current":9,"resigned":59,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":6,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Premium Credit Limited presents a mixed risk profile characterized by a long-standing operational history and strong statutory compliance, offset by the inherent vulnerabilities of its credit-granting business model and a complex private equity ownership structure. The £100 share capital and layered PSC architecture strongly suggest a leveraged balance sheet, making the company's solvency and liquidity heavily dependent on the financial health and strategic intentions of its ultimate parent entities. Further due diligence is required into the company's full financial statements and the broader corporate group structure to assess true financial stability.","website":"http://www.premiumcredit.co.uk","links":{"page":"https://www.companiesintheuk.co.uk/ltd/premium-credit","people":"https://www.companiesintheuk.co.uk/company/premium-credit/people","filing_history":"https://www.companiesintheuk.co.uk/company/premium-credit/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/02015200","control":"https://www.companiesintheuk.co.uk/company/premium-credit/control","charges":"https://www.companiesintheuk.co.uk/company/premium-credit/charges","pay_gap":"https://www.companiesintheuk.co.uk/company/premium-credit/pay-gap","ai_analysis":"https://www.companiesintheuk.co.uk/company/premium-credit/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/premium-credit"}