{"name":"PLATA FINANCE LIMITED","company_number":"05197592","status":"Active","type":"Private Limited Company","incorporated":"2004-08-04","dissolved":null,"registered_office":"Frobisher House, Southbrook Road, Southampton, England, SO15 1GX","postcode":"SO15 1GX","sic_codes":[{"code":64929,"description":"Other credit granting not elsewhere classified"}],"principal_activity":null,"previous_names":[{"name":"ZOPA LIMITED","changed_on":"2022-07-08"},{"name":"RIALTO EXCHANGE LIMITED","changed_on":"2005-01-17"},{"name":"WCPHD1 LIMITED","changed_on":"2004-09-27"}],"warnings":[],"accounts":{"category":"Full","year_end":"31 December","last_made_up_to":"2025-12-31","next_due":"2027-09-30"},"employees":null,"financials":[],"officers":{"current":3,"resigned":23,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Plata Finance Limited (formerly Zopa Limited) is a consumer lending subsidiary within the Zopa Group, offering unsecured personal loans. The £2 share capital base is wholly inadequate for standalone credit assessment, and no financial statements are available for analysis. A director who holds 25-50% of shares resigned in December 2025, warranting further investigation. Any credit facility should be conditional upon provision of audited accounts, parent company guarantee, and satisfactory explanation of the capital structure and recent governance changes.","website":"https://www.plata.com","links":{"page":"https://www.companiesintheuk.co.uk/ltd/plata-finance-2","people":"https://www.companiesintheuk.co.uk/company/plata-finance-2/people","filing_history":"https://www.companiesintheuk.co.uk/company/plata-finance-2/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/05197592","control":"https://www.companiesintheuk.co.uk/company/plata-finance-2/control","charges":"https://www.companiesintheuk.co.uk/company/plata-finance-2/charges","pay_gap":"https://www.companiesintheuk.co.uk/company/plata-finance-2/pay-gap","ai_analysis":"https://www.companiesintheuk.co.uk/company/plata-finance-2/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/plata-finance-2"}