{"name":"MD INSURANCE SERVICES LIMITED","company_number":"03642459","status":"Active","type":"Private Limited Company","incorporated":"1998-10-01","dissolved":null,"registered_office":"2 Shore Lines Building, Shore Road, Birkenhead, Wirral, CH41 1AU","postcode":"CH41 1AU","sic_codes":[{"code":66220,"description":"Activities of insurance agents and brokers"}],"principal_activity":"The principal activity of the business remains that of an underwriting agency for a number of insurers operating in the UK and overseas from its head office on the Wirral. The Company specialises in latent defect warranties, selling directly to developers and through a broker network. The Company is regulated by the FCA.The trading subsidiaries' principal activities are the provision of surveying services and the provision of ancillary services for developers.","previous_names":[],"warnings":[],"accounts":{"category":"Full","year_end":"31 December","last_made_up_to":"2025-12-31","next_due":"2027-09-30"},"employees":{"count":444,"accounts_date":"2021-12-31"},"financials":[{"financial_date":"2021-12-31","profit_loss":423542,"net_assets":9995816,"cash":88317903,"average_employees":444},{"financial_date":"2020-12-31","profit_loss":-5096910,"net_assets":9670324,"cash":78638936,"average_employees":422}],"officers":{"current":8,"resigned":13,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"MD Insurance Services Limited occupies a defensible niche as a vertically integrated Managing General Agent in the UK latent defects insurance market, with its closed-loop model spanning underwriting, inspection, building control, and remediation creating genuine competitive differentiation. The Munich Re acquisition through HSB Engineering Insurance provides transformational capital and distribution advantages that, if properly integrated, position the Group for significant market share gains in a structurally undersupplied housing market. The primary execution risks centre on post-acquisition integration, key person retention, and managing claims volatility inherent to long-tail construction insurance products during a period of rapid growth.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/md-insurance-services","people":"https://www.companiesintheuk.co.uk/company/md-insurance-services/people","filing_history":"https://www.companiesintheuk.co.uk/company/md-insurance-services/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/03642459","financials":"https://www.companiesintheuk.co.uk/company/md-insurance-services/financial","control":"https://www.companiesintheuk.co.uk/company/md-insurance-services/control","charges":"https://www.companiesintheuk.co.uk/company/md-insurance-services/charges","pay_gap":"https://www.companiesintheuk.co.uk/company/md-insurance-services/pay-gap","ai_analysis":"https://www.companiesintheuk.co.uk/company/md-insurance-services/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/md-insurance-services"}