{"name":"JP PHOTOGRAPHIC LIMITED","company_number":"04731146","status":"Active","type":"Private Limited Company","incorporated":"2003-04-11","dissolved":null,"registered_office":"88 Boundary Road, Hove, East Sussex, United Kingdom, BN3 7GA","postcode":"BN3 7GA","sic_codes":[{"code":74201,"description":"Portrait photographic activities"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Total Exemption Full","year_end":"30 April","last_made_up_to":"2025-04-30","next_due":"2027-01-31"},"employees":{"count":8,"accounts_date":"2025-04-30"},"financials":[{"financial_date":"2025-04-30","net_assets":1081489,"cash":822800,"average_employees":8},{"financial_date":"2024-04-30","net_assets":959628,"cash":668910,"average_employees":8},{"financial_date":"2023-04-30","net_assets":844798,"cash":783076},{"financial_date":"2021-04-30","net_assets":549992,"cash":511625},{"financial_date":"2020-04-30","net_assets":526248,"cash":486463}],"officers":{"current":3,"resigned":3,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"JP Photographic Limited is a debt-free, cash-rich portrait photography business with shareholders' funds of £1,081,489, cash of £822,800 and a current ratio of 8.26x — a balance sheet that comfortably supports approval of facilities up to £250,000. Ten years of uninterrupted reserves growth, near-zero trade debtors and a stable two-director ownership structure make this a low-risk credit, subject to obtaining management accounts and clarifying the £80,224 tax creditor before drawdown. The main structural weaknesses are scale (eight employees), key-person concentration and discretionary consumer sector exposure — none of which are mitigated by leverage, but all of which are comfortably absorbed by the existing liquidity buffer.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/jp-photographic","people":"https://www.companiesintheuk.co.uk/company/jp-photographic/people","filing_history":"https://www.companiesintheuk.co.uk/company/jp-photographic/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/04731146","financials":"https://www.companiesintheuk.co.uk/company/jp-photographic/financial","control":"https://www.companiesintheuk.co.uk/company/jp-photographic/control","ai_analysis":"https://www.companiesintheuk.co.uk/company/jp-photographic/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/jp-photographic"}