{"name":"INVERCOAST LIMITED","company_number":"SC273412","status":"Active","type":"Private Limited Company","incorporated":"2004-09-15","dissolved":null,"registered_office":"6 Kempock Street, Gourock, Inverclyde, Scotland, PA19 1NA","postcode":"PA19 1NA","sic_codes":[{"code":47730,"description":"Dispensing chemist in specialised stores"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Total Exemption Full","year_end":"31 January","last_made_up_to":"2026-01-31","next_due":"2027-10-31"},"employees":{"count":91,"accounts_date":"2026-01-31"},"financials":[{"financial_date":"2026-01-31","net_assets":2536995,"cash":237863,"average_employees":91},{"financial_date":"2025-01-31","net_assets":2359077,"cash":403474,"average_employees":85},{"financial_date":"2024-01-31","net_assets":2149367,"cash":245980,"average_employees":90},{"financial_date":"2023-01-31","net_assets":2202213,"cash":205536},{"financial_date":"2022-01-31","net_assets":2399533,"cash":358051}],"officers":{"current":6,"resigned":4,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":4,"outstanding":4},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Invercoast Limited is a financially resilient family-owned community pharmacy group operating in Scotland's NHS-dominated dispensing sector, with a healthy 1.47 current ratio, moderate and declining bank gearing, and a two-decade record of steady equity accumulation that places it ahead of typical independent pharmacy peers. It appears to have capitalised on sector consolidation (LloydsPharmacy's exit, multiple retrenchment) to expand, though its fortunes remain tied to Scottish Government pharmacy funding settlements, labour cost inflation, and a geographically concentrated Inverclyde footprint. Governance points — sizeable interest-free loans to directors and a halved cash balance — merit watching but do not detract from an overall position that is strong by independent pharmacy standards.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/invercoast","people":"https://www.companiesintheuk.co.uk/company/invercoast/people","filing_history":"https://www.companiesintheuk.co.uk/company/invercoast/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/SC273412","financials":"https://www.companiesintheuk.co.uk/company/invercoast/financial","control":"https://www.companiesintheuk.co.uk/company/invercoast/control","charges":"https://www.companiesintheuk.co.uk/company/invercoast/charges","ai_analysis":"https://www.companiesintheuk.co.uk/company/invercoast/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/invercoast"}