{"name":"INTER CITY FINANCE LIMITED","company_number":"01130374","status":"Active","type":"Private Limited Company","incorporated":"1973-08-21","dissolved":null,"registered_office":"144 Walter Road, Swansea, West Glamorgan, SA1 5RW","postcode":"SA1 5RW","sic_codes":[{"code":64999,"description":"Financial intermediation not elsewhere classified"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Total Exemption Full","year_end":"30 June","last_made_up_to":"2025-06-30","next_due":"2027-03-31"},"employees":{"count":2,"accounts_date":"2025-06-30"},"financials":[{"financial_date":"2025-06-30","net_assets":44553,"cash":141,"average_employees":2},{"financial_date":"2024-06-30","net_assets":43726,"cash":526,"average_employees":2},{"financial_date":"2023-06-30","net_assets":53327,"cash":1400},{"financial_date":"2022-06-30","net_assets":58617,"cash":2042},{"financial_date":"2021-06-30","net_assets":59633,"cash":1803}],"officers":{"current":3,"resigned":4,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":6,"outstanding":3},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Inter City Finance Limited presents significant financial stability concerns despite its 50+ year operating history. The company's cash position has deteriorated to a critically low £141, accumulated losses have consumed 85% of share capital, and net assets have declined 32% over nine years. Solvency is contingent upon the recoverability of a large, unexplained \"other debtors\" balance (£203,670) and the continued forbearance of a long-term creditor (£199,730) that has remained unchanged for at least a decade. The PSC being a deceased person's estate adds further uncertainty regarding ownership and control. While technically solvent and compliant with filing obligations, the underlying financial fragility warrants careful scrutiny before any institutional commitment.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/inter-city-finance","people":"https://www.companiesintheuk.co.uk/company/inter-city-finance/people","filing_history":"https://www.companiesintheuk.co.uk/company/inter-city-finance/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/01130374","financials":"https://www.companiesintheuk.co.uk/company/inter-city-finance/financial","control":"https://www.companiesintheuk.co.uk/company/inter-city-finance/control","charges":"https://www.companiesintheuk.co.uk/company/inter-city-finance/charges","ai_analysis":"https://www.companiesintheuk.co.uk/company/inter-city-finance/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/inter-city-finance"}