{"name":"HAYES FINANCIAL LTD","company_number":"12716900","status":"Active","type":"Private Limited Company","incorporated":"2020-07-03","dissolved":null,"registered_office":"26 Hayes End Drive, Hayes, England, UB4 8HD","postcode":"UB4 8HD","sic_codes":[{"code":66220,"description":"Activities of insurance agents and brokers"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Unaudited Abridged","year_end":"31 March","last_made_up_to":"2025-03-31","next_due":"2026-12-31"},"employees":{"count":1,"accounts_date":"2025-03-31"},"financials":[{"financial_date":"2025-03-31","net_assets":31341,"cash":7648,"average_employees":1},{"financial_date":"2024-03-31","net_assets":19472,"cash":7723,"average_employees":1},{"financial_date":"2023-03-31","net_assets":20879,"cash":18687},{"financial_date":"2022-03-31","net_assets":8240,"cash":17630},{"financial_date":"2021-07-31","net_assets":11145,"cash":18695}],"officers":{"current":1,"resigned":1,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Hayes Financial Ltd is a micro-sized insurance broker operating with modest financial resources and a single-employee model, positioning it as a niche player in a highly competitive and regulated UK insurance intermediary market. While maintaining sound short-term liquidity and positive net assets, the company faces challenges from digital disruption, regulatory demands, and market consolidation trends that favour larger, more resource-rich brokers. Its future competitiveness will depend on leveraging personalized service and possibly niche specialization to offset scale disadvantages.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/hayes-financial","people":"https://www.companiesintheuk.co.uk/company/hayes-financial/people","filing_history":"https://www.companiesintheuk.co.uk/company/hayes-financial/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/12716900","financials":"https://www.companiesintheuk.co.uk/company/hayes-financial/financial","control":"https://www.companiesintheuk.co.uk/company/hayes-financial/control","ai_analysis":"https://www.companiesintheuk.co.uk/company/hayes-financial/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/hayes-financial"}