{"name":"FRANK O'GARA & SONS LIMITED","company_number":"03057185","status":"Active","type":"Private Limited Company","incorporated":"1995-05-16","dissolved":null,"registered_office":"Sorby Road Northbank Industrial Park, Irlam, Manchester, England, M44 5BA","postcode":"M44 5BA","sic_codes":[{"code":43110,"description":"Demolition"},{"code":43120,"description":"Site preparation"},{"code":43999,"description":"Other specialised construction activities not elsewhere classified"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Total Exemption Full","year_end":"31 July","last_made_up_to":"2025-07-31","next_due":"2027-04-30"},"employees":{"count":35,"accounts_date":"2025-07-31"},"financials":[{"financial_date":"2025-07-31","net_assets":2206419,"cash":2015859,"average_employees":35},{"financial_date":"2024-07-31","net_assets":1952454,"cash":1495824,"average_employees":36},{"financial_date":"2023-07-31","net_assets":1839030,"cash":1335092},{"financial_date":"2022-07-31","net_assets":1768004,"cash":511298},{"financial_date":"2021-07-31","net_assets":1536576,"cash":1098785}],"officers":{"current":4,"resigned":2,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":1,"outstanding":1},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Frank O'Gara & Sons Limited presents a fundamentally strong credit profile with net assets of £2.2M having grown consistently over the past decade, a cash position exceeding £2M, and virtually no external debt. The business has demonstrated resilience through economic cycles since 1995 and retains strong liquidity with a current ratio of 1.58x. However, significant related-party transactions—particularly £840k in annual equipment hire charges and £549k owed to O'Gara Construction Limited—introduce concentration and dependency risks that warrant conditional terms. Credit approval is recommended subject to satisfactory clarification of inter-company arrangements and appropriate covenants limiting related-party exposure.","website":null,"links":{"page":"https://www.companiesintheuk.co.uk/ltd/frank-ogara-sons","people":"https://www.companiesintheuk.co.uk/company/frank-ogara-sons/people","filing_history":"https://www.companiesintheuk.co.uk/company/frank-ogara-sons/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/03057185","financials":"https://www.companiesintheuk.co.uk/company/frank-ogara-sons/financial","control":"https://www.companiesintheuk.co.uk/company/frank-ogara-sons/control","charges":"https://www.companiesintheuk.co.uk/company/frank-ogara-sons/charges","ai_analysis":"https://www.companiesintheuk.co.uk/company/frank-ogara-sons/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/frank-ogara-sons"}