{"name":"COGNITIVE CREDIT LIMITED","company_number":"11124276","status":"Active","type":"Private Limited Company","incorporated":"2017-12-22","dissolved":null,"registered_office":"Suite 8 2nd Floor, 43-45 High Road, Bushey Heath, England, WD23 1EE","postcode":"WD23 1EE","sic_codes":[{"code":74909,"description":"Other professional, scientific and technical activities not elsewhere classified"}],"principal_activity":null,"previous_names":[],"warnings":[],"accounts":{"category":"Total Exemption Full","year_end":"31 December","last_made_up_to":"2025-12-31","next_due":"2027-09-30"},"employees":{"count":38,"accounts_date":"2025-12-31"},"financials":[{"financial_date":"2025-12-31","net_assets":762071,"cash":2624404,"average_employees":38},{"financial_date":"2024-12-31","net_assets":3963806,"cash":4791003,"average_employees":43},{"financial_date":"2023-12-31","net_assets":1585642,"cash":2351333,"average_employees":33},{"financial_date":"2022-12-31","net_assets":2122603,"cash":1966443},{"financial_date":"2021-12-31","net_assets":5474252,"cash":5315601}],"officers":{"current":5,"resigned":1,"complete":true,"note":"Names and details of individual officers are on the People page (subscriber-only on this site) and free at Companies House."},"charges":{"total":0,"outstanding":0},"gazette_notices":[],"insolvency_outcome":null,"ai_summary":"Cognitive Credit Limited is a small UK fintech and credit-data analytics provider operating under SIC 74909, with specialised real-time bond and loan market insights but modest scale relative to larger data vendors. Its finances show significant historical equity investment alongside persistent accumulated losses, declining net assets from £3.96m to £0.76m, and reduced cash reserves, though a growing deferred income book suggests recurring subscription revenue. The company remains a niche player facing pressure to fund technology investment while managing liquidity and creditor growth.","website":"https://cognitivecredit.com","links":{"page":"https://www.companiesintheuk.co.uk/ltd/cognitive-credit","people":"https://www.companiesintheuk.co.uk/company/cognitive-credit/people","filing_history":"https://www.companiesintheuk.co.uk/company/cognitive-credit/filing-history","companies_house":"https://find-and-update.company-information.service.gov.uk/company/11124276","financials":"https://www.companiesintheuk.co.uk/company/cognitive-credit/financial","control":"https://www.companiesintheuk.co.uk/company/cognitive-credit/control","charges":"https://www.companiesintheuk.co.uk/company/cognitive-credit/charges","ai_analysis":"https://www.companiesintheuk.co.uk/company/cognitive-credit/analysis"},"source":"CompaniesInTheUK, from Companies House, The Gazette and other public registers (see /support/about). Cite as: CompaniesInTheUK, https://www.companiesintheuk.co.uk/ltd/cognitive-credit"}